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Where Every Customer Matters

Taxation

Cross-border taxation transactions are complex and identifying laws between two countries is crucial. Of course, You don’t want to file your incorrect tax returns leading to notices and penalties from tax authorities.    

Our tax experts, with strong knowledge and in-depth experience in international taxation laws, are there to help you make your tax journey easier and quicker. We help you file your income tax returns, GST compliances and save your taxes. Oh yes! We also assist you in repatriating funds and tax-saving ideas between India and your country of residency.

  • Filing of Income tax return (ITR)
  • Declaration of foreign assets and foreign income 
  • Capital gain tax planning for capital assets
  • Tax saving strategies and effective tax planning
  • Repatriate the funds and apply for 15CA & 15CB
  • Expert guidance on repatriation, exchange rate, fees, and type of platform from NRO to NRE or Overseas account
  • Apply for a lower TDS certificate and reduce your tax liability
  • Guidance on Double taxation avoidance agreements (DTAA)
  • Income tax compliance matters
  • Assisting and managing tax notices from tax authorities
  • GST compliance including registration, advisory, and tax return
  • New PAN application including modification
business-adviser-analyzing-financial-figures

Consulting

Our tax experts, with deep knowledge and extensive experience in international taxation laws, are dedicated to making your tax journey smoother and more efficient. We assist with filing income tax returns, ensuring GST compliance, and helping you maximize tax savings. Additionally, we offer guidance on repatriating funds and provide tax-saving strategies between India and your country of residence.

They provide a holistic view of your business and finances, ensuring effective management of both. We offer expert consultation and advice on complex international direct and indirect taxation, enabling you to focus on expanding your business and creating value for your stakeholders.

  • General taxation consultancy
  • Your rights and obligations as a taxpayer
  • International taxation advisory and consultancy
  • Financial planning and analysis
  • Budgeting and Forecasting
  • Financial modelling and Valuation
  • Business advisory
Man and Woman at Work

Accounting and Auditing

We understand the importance of maintaining and managing your bookkeeping, accounting, and auditing to comply with laws, rules, and regulations. With over two decades of experience, our Chartered Accountants specialize in international accounting to simplify your daily accounting and bookkeeping tasks. We handle your accounting, so you can focus on growing your business and serving your customers.

  • Bookkeeping and Accounting
  • Statutory, Internal audit and controls
  • Management and Investigative audits
  • Transfer pricing compliance
  • Restructuring services like Mergers & Acquisition
  • Corporate Law and Compliance practice including MCA filings
  • Business incorporation and registration
  • Payroll verification and processing
Corporate Man Standing

Meet our Tax Experts and Financial Consultants

Mr. Ishan Parikh, a Chartered Accountant and law graduate with over 20 years of experience, specializes in international taxation, auditing, and advisory services. He has worked with Fortune 500 companies like Tata and Siemens, offering expertise in taxation and management consulting. An Associate Member of ICAI, he excels in resolving complex tax challenges for diverse clients. Currently, he serves as a Professional Director at The United Co. Op. Bank Ltd., Ahmedabad, providing strategic guidance and leadership.

Ishan Parikh Chartered Accountant
Ishan Parekh - CA

Mr. Viswanathan Narayanaswamy (Vishy) is a seasoned Chartered Accountant with over 25 years of experience in auditing, tax, and accounting across India and Australia. He holds memberships in the Institute of Chartered Accountants of Australia and New Zealand, the Institute of Chartered Accountants of India, and The Tax Institute, and he is a registered tax agent with the Tax Practitioners Board. Vishy specializes in Double Taxation between India and Australia, tax advice for small businesses, Discretionary Family Trusts, SMSF, and Not-for-profits. He serves as a Board member for Rare Voices Australia (RVA) and The Sydney Blood Cancer Research Institute (SBCRI), overseeing their financial, tax, and regulatory compliance. In his personal life, Vishy is passionate about Mysuru-style Ashtanga Yoga and is learning the primary series.

Viswanathan Narayanaswamy (Vishy) Chartered Accountant
Viswanathan Narayanaswamy - CA

FAQ's

Giving you the control, observability, and flexibility you need to build your card program, your way.
Am I eligible for a VA Loan?

VA loan eligibility is service-based. Some contributing factors taken into consideration include: 

  • Your service status, e.g., active duty, separation 
  • Your years of service, and 
  • Your service record

The VA provides detailed eligibility guidelines outlining who qualifies for veteran’s benefits. You may meet eligibility requirements if you are: 

  • A current active duty military service member, 
  • A military veteran, or 
  • The spouse (including surviving spouse) of a service member

Eligibility is proven through a Certificate of Eligibility (CoE) from the U.S. Department of Veterans Affairs. It’s not required to apply for a loan but will be needed before approval. We can help you apply for a CoE or you can apply for it directly through the VA’s benefits portal online or by mail.

The amount of the one-time VA funding fee varies depending on your situation, such as your down payment amount and whether this is your first VA loan. For a VA purchase loan, the fee can range between 1.4% to 3.6% of your loan’s value. If you choose to later refinance your VA mortgage, the VA Interest Rate Reduction Refinance Loan has a fee of only 0.5%. 

There are exceptions to paying the funding fee, including Purple Heart recipients, certain surviving spouses of veterans, and veterans with service-related disabilities. It can also be paid upfront or rolled into your loan to be paid over time.

You’ve earned these VA mortgage benefits and they are available to you as long as you meet the eligibility criteria. You may qualify for a VA loan for your first home purchase and may then qualify again for each home you buy in the future.

You can even use your CoE to qualify for two VA mortgage loans at one time. Your full eligibility is completely restored after a VA loan is paid off or sold.

There are also convenient and affordable options to refinance a current VA loan to help make your home expenses more affordable by getting a lower interest rate or adjusting mortgage terms.

The VA sets minimum property standards that each home must meet to ensure that the property is a good investment for the home buyer, the lender, and the VA. To determine if a home meets these standards, an inspection will be required. 

These standards ensure that the home is safe, structurally sound, and sanitary

Factors considered could include the condition of a house’s roof, electrical, and heating, for example, but do not include cosmetic features.

 

The VA does not have a specified loan limit. At River City, you can borrow as much as you can otherwise qualify to purchase. If you would prefer the option for no down payment, the maximum loan amount for 100% in most areas is up to $548,250. You could potentially borrow more with no money down in a higher-cost area.